A random one (and apologies as always if this has been brought up elsewhere) but I was speaking to a work colleague today and I mentioned I collect wine and how I never intended to start but we all know how it is - and suddenly you have a fridge full.
Anyway - the question that came out of the conversation from her was ‘do you have proper insurance for this?’ - This is something i’ve never really given much thought as I’m not a collector of ‘real’ fine wine in terms of the top Bordeaux Chateau names or DRCs of this world. However it did occur to me that yes I do actually have some pretty good wine and all in totality it probably deserves some thought to insurance. I don’t collect wine to sell on but to enjoy over the coming years. Despite this, if anything happened to it I would hate to quantify the current value of it all in total.
So my question to members is: do you have specific insurance, what options are there, how does it work and would you recommend it? I know in life you can get insurance for insurance (literally) but maybe I should consider a specific product.