Hi Richard. Looking at the transcript, I see that the first 2 questions were addressed in Sarah’s speech itself (relevant extract pasted below):
"After we sent out the Annual review there was a thread - and I have to say quite a lot of disquiet - about the deficit on the pension scheme and speculation of what might or might not have gone wrong. Pensions are extremely complex and the complexity of ours has been made worse by events in 2010 as we reported last year. Last year’s accounts gave full explanations and I won’t repeat them here because it would take up a big chunk of this meeting. I would be happy to talk with anyone afterwards if you have specific questions and concerns - come and see me at the end. Happily our Community users were satisfied with the answer we provided and it seemed to allay their concerns.
I will confirm, however, that we closed the defined benefit pension scheme to new accruals on 30 April last year and the accounts record the benefit. I’m sorry that I’m not able to tell you any more at this stage about progress that we have made in relation to the wrong legal advice that we believe that we received relating to the scheme in 2010."
I’m sorry to see the third hasn’t been directly addressed for some reason, but can confirm that the answer is no.